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We
offer the following types of insurance products for your family's life
insurance needs:
Life Insurance
Term
Life -- Level term plans with 5, 10, and 20 year guarantees.
Decreasing Term -- To help pay off your home mortgage.
Universal Life -- Flexible secure with money market interest rates.
Traditional Whole Life -- Guaranteed interest on your cash values.
Annuities
Tax Sheltered Annuities, immediate, deferred or indexed annuity.
Long Term Care
Disability and Income Buyout Plans
Individual and Group Health
The Farmers
Flexible Universal Life Policy
is
designed to meet a variety of your current and future Life insurance and
cash accumulation needs, from mortgage protection to retirement
planning. Because of its unique flexibility, you can readily adjust your
coverage as your circumstances change.
Farmers Flexible Universal Life can provide:
- Tax-deferred cash accumulation
- Lifetime security for you and your family
- Flexible premiums
- Flexible Benefits
Lifetime security for you and your family
Farmers Flexible Universal Life is designed to meet your changing needs
during an entire lifetime. This simple, comprehensive, flexible policy
can serve your insurance and cash accumulation needs throughout all your
years. You can program Farmers Flexible Universal Life as you go.
Flexible premiums
Unlike most insurance programs, with Farmers Flexible Universal Life you
decide when-and how much- to pay toward your insurance program, within
broad limits. Your coverage continues as long as the policy has
sufficient cash accumulation to pay the cost of insurance (including
fees and insurance charges.) Your first premium payment will start your
policy and establish its Accumulation Account. The account (minus
initial charges) immediately begins earning at a competitive current
interest rate. While the current rate is not guaranteed, the account is
guaranteed to earn at a minimum percentage rate. After your Accumulation
Account is set up, the cost of insurance is deducted from the account
each month-automatically!
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